How to Get a Rental Guarantor in Canada 2026
What a guarantor is, when you need one and what to do without one — for newcomers renting in Canada.
Without a Canadian credit history, many newcomers are asked for a guarantor when renting. Here’s what that means in 2026 and what to do if you don’t have one.
What is a guarantor?
A guarantor is someone (usually with Canadian credit and income) who agrees to cover the rent if you can’t. Landlords ask for one to reduce their risk when you’re new to the country.
If you don’t have a guarantor
- Offer a larger deposit or a few months’ rent up front (within provincial rules).
- Show proof of funds and a job offer or employment letter.
- Use a guarantor service — a company that acts as guarantor for a fee.
- Provide references from previous landlords or employers.
Build credit early
Open a bank account and a secured credit card as soon as you arrive, and pay on time. A few months of history makes the next rental much easier.
Credit-history hurdles are common for newcomers of every nationality — you’re not alone. The Daitana concierge helps you present a strong rental application from day one.
